That's why I'm a memeber of U.S.Lawshield. My legal representative is on the Legal Council for the Nebraska Legislature.Regardless of your answers, the jury may still think you were negligent or contributed to the problem. Having car insurance is required in most states so that is a useless answer. Factory ammo is still used to kill. Isn't it, and because it is night time, it does not change the first two questions at all does it. All the cleverness goes out the window with a good experienced prosecutor looking to make an example of you. been there, and have seen it done. it is what it is.
I get your point, don't think I'm being dismissive. That's why when my drunk neighbor tried to attack me with a baseball bat for walking down the sidewalk across the street from his house (really), I never told him he was going to get shot, or I would shoot him. I just kept telling him to stay away from me, to back off, to stop. I'm actually glad he wasn't so drunk he didn't realize I had a gun in my hand. He was about 12 ft away when it dawned on him.
I never really want to have to shoot someone, even if I have the legal right to do so under given circumstances.