For a few years I carried an older/1980's era Bersa Model 85 (13 round magazine) when all the "authorities" were saying that .380 ACP was not "enough" round to get the job done. I never felt that my Bersa was not sufficient to my needs, especially loaded with the "right" rounds for self defense - it shot marvelously well. Since that time, I've had the opportunity to handle and fire a fairly large cross section of .380s - my favorite of them all is the SIG P230/232, with the H&K 4 a close second - both of those command a fairly high retail and resale price. I currently carry, as back-up piece, a Kel-Tec 3AT and have it loaded with MagSafe ammo - it satifies my inner need for a secure back-up to what ever primary piece/caliber I'm carrying. I have handled, promoted and sold, but never fired the AccuTeks, HiPoints and Cobra .380s. Feed back I have received from customers has indicated that they all work and will fire, reliably, standard ammunition, i.e. FMJ round nose. There have been a few exceptions, but when purchased NEW, the factories have always made good on their warrantees. All that aside - there are some very well made milsurp/East European/ComBlock semi-autos on the current market, many chambered in 9mm Makarov (9x18mm MAK), that are well within the price range for the others and, in my experience, as well, if not better made and have just as, if not better, accuracy potential than the current crop of domestic .380s, and in addition, the 9mm MAK cartridge has a slight edge in muzzle energy. Taking all this into consideration and mixing it around in the salad bowl, a potential buyer may decide that buying a FEG PA-63, Polish PM-64, Czech CZ82 or any of the ComBloc Makarov pistols may be just the ticket for SD use, rather than a "low end" domestic .380 semi. For reference, I've owned and shot all of the aforementioned ComBloc pistols (plus quite a few others in other calibers) and found them all to be very good values and surprisingly accurate. My two favorites (both show excellent concealability and ACCURACY) are the PA-63 (7+1 round) and the slightly larger CZ-82 (12 +1 rounds). I would not be embarrassed to carry (and do at times) either one of these. Your desires and wants may vary - you choose - you live with your choices. Good luck.
P.S. - there is a decent availability of 9mm MAK SD ammo available, today - not like 10 years ago. I was able to buy several hundered rounds of Cor-Bon 9mm MAK ammo (95 gr. a 1100 fps from 3" barrel) several years ago before they stopped production, and that is what I prefer for close up and personal carry, with these firearms. Just my Humble Opinion.