How the heck are we supposed to remember all the passwords? Changing every year at every blasted site just exasterbates the situation.....what will be next a blasted face or retina scan. This lap top has the face scan option and I have it locked off because I am always burning my face welding or scratching my face when out in the woods so the blasted thing would not work right anyway as I am always covered in changing scars. I went through this same crap with my bank and after explaining that they have to follow ADA and make accomodations my bank password and account log in are now locked. My bank account has purchasers protection anyway so if I make a purchase from an odball seeming place to them the transaction is put on hold and an email is promptly sent to me and I have to confirm the transaction. I have payed for brass from some folks here and over at WAguns but some fool hacking my account here will get nothing as the payments were made through Paypal or personal cheque sent snail mail.